Daybook CapitalBusiness Funding Desk
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Mon–Fri, 9am–7pm ET

Keep the wheels turning between settlements.

Fuel, insurance renewals and a blown engine don't wait for broker payments or factoring settlements. Owner-operators and small fleets use working capital to keep trucks on the road and cover costs that land all at once.

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Trucking funding: see what you qualify for

How much do you need?

By submitting, you agree that Daybook Capital and its funding partners may call and text you at the number provided, including with automated technology or prerecorded or AI voices. Consent isn't required to obtain funding. Message and data rates may apply. Reply STOP to opt out.

Daybook Capital is a broker, not a lender. $0 to apply. No credit check to request a call.
What owners use it for

Common uses

  • Major repairs and downtime
  • Insurance down payments
  • Fuel and tolls
  • Down payment on another truck
  • Hiring drivers
[Photo: Owner-operator beside a semi-truck cab at a depot]
Why it can fit

Partners review your settlement deposits, so a carrier with steady loads can qualify even with a short credit history.

What to watch

If you already factor your invoices, tell your specialist up front. Some funding partners won't fund on top of factoring, and stacking payments can squeeze cash flow fast.

Read the whole number.

Every offer shows the amount, total repayment and payment schedule before you sign.

How to compare offers
SAMPLE TERM SHEET
Funding amount$50,000
Factor rate1.35
Total repayment$67,500
Cost of funding$17,500
PaymentsDaily or weekly
Estimated APR, 6-month payback≈126%
Illustration only, not an offer. Real terms vary by funding partner.

Questions from trucking & transport.

I already use a factoring company. Can I still qualify?

Sometimes. It depends on the funding partner and how much of your receivables are pledged. Disclose it on the application so offers are realistic.

How fast can I get funds for a repair?

Timing depends on the funding partner and how quickly your bank activity is verified. Connecting your bank instead of uploading statements is the fastest route.

Are you the lender?

No. Daybook Capital is a broker. Independent funding partners review your file and set their own terms. We never charge applicants.

Get your file in front of funders.

Start your application Call (XXX) XXX-XXXX
Daybook Capital is a broker, not a lender. $0 to apply.
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