Stock up before the rush.
Retailers have to buy inventory months before it sells. Holiday orders, a new product line or a lease buildout all need cash up front. Revenue-based funding gives independent stores a way to buy ahead without waiting on a bank.
Requesting a call or applying won't affect your credit score.1Rather talk first? (XXX) XXX-XXXXCommon uses
- Seasonal inventory
- Store buildout or move
- Point-of-sale and fixtures
- Payroll for busy season
- Opening a second location
Card-heavy stores with consistent sales are a natural fit for funding partners that read bank deposits.
Inventory only pays back when it sells. Match the payment schedule to when the season's cash actually arrives.
Read the whole number.
Every offer shows the amount, total repayment and payment schedule before you sign.
How to compare offersQuestions from retail stores.
Do online sales count?
Yes. Deposits from your online store and marketplaces count toward revenue as long as they land in your business account.
Can I apply before my busy season?
That's the best time. Apply 3 to 6 weeks ahead so funds are in place when inventory orders are due.
Are you the lender?
No. Daybook Capital is a broker. Independent funding partners review your file and set their own terms. We never charge applicants.