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Stock up before the rush.

Retailers have to buy inventory months before it sells. Holiday orders, a new product line or a lease buildout all need cash up front. Revenue-based funding gives independent stores a way to buy ahead without waiting on a bank.

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Retail funding: see what you qualify for

How much do you need?

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Daybook Capital is a broker, not a lender. $0 to apply. No credit check to request a call.
What owners use it for

Common uses

  • Seasonal inventory
  • Store buildout or move
  • Point-of-sale and fixtures
  • Payroll for busy season
  • Opening a second location
[Photo: Boutique owner arranging stock in an independent shop]
Why it can fit

Card-heavy stores with consistent sales are a natural fit for funding partners that read bank deposits.

What to watch

Inventory only pays back when it sells. Match the payment schedule to when the season's cash actually arrives.

Read the whole number.

Every offer shows the amount, total repayment and payment schedule before you sign.

How to compare offers
SAMPLE TERM SHEET
Funding amount$50,000
Factor rate1.35
Total repayment$67,500
Cost of funding$17,500
PaymentsDaily or weekly
Estimated APR, 6-month payback≈126%
Illustration only, not an offer. Real terms vary by funding partner.

Questions from retail stores.

Do online sales count?

Yes. Deposits from your online store and marketplaces count toward revenue as long as they land in your business account.

Can I apply before my busy season?

That's the best time. Apply 3 to 6 weeks ahead so funds are in place when inventory orders are due.

Are you the lender?

No. Daybook Capital is a broker. Independent funding partners review your file and set their own terms. We never charge applicants.

Get your file in front of funders.

Daybook Capital is a broker, not a lender. $0 to apply.
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